Texans paying more for car insurance than most of US

AUSTIN (KXAN) – A new report shows Texans are paying more for car insurance than drivers in most of the country. InsuranceQuotes.com analyzed rates and found Texas has the 10th highest rates in the country with drivers paying about 6 percent more for the same policy.

Rates in more densely populated counties are typically higher since more people typically means more chances for crashes and higher crime.

But the website’s senior analyst said another issue affecting Texas is uninsured drivers. According to the Texas Department Of Insurance, about 1 in 7 Texas drivers does not have insurance. Some, though not all, live in the country illegally and have a difficult time getting insurance without a license. The rest of Texas drivers pretty much subsidize those people.

“Uninsured drivers really do pose a risk and can actually cause rates to increase,” said Laura Adams, InsuranceQuotes.com. “So having more coverage on the road will help all consumers and all drivers to help keep rates as low as possible and also get good benefits.”

One proposal could help. In the Texas House, a bill would create limited-use driver’s permits for people living in the state illegally. Supporters, like the Texas Association of Business, said that would help a good number of people actually get access to insurance. The bill is currently pending in a committee.

KXAN.com provides commenting to allow for constructive discussion on the stories we cover. In order to comment here, you acknowledge you have read and agreed to our Terms of Service. Users who violate these terms, including use of vulgar language or racial slurs, will be banned. If you see an inappropriate comment, please flag it for our moderators to review.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s