Planning for Retirement with UFCU


Retirement might seem a long way off. For some of us, it might be closer than we want to admit. Either way, it’s good to have a plan. Financial advisor Clint Campbell with UFCU shared advice to help us plan for that. Tips for retirement planning and investments to start the year on the right foot included:

  • Review your 401(k) account and increase your contributions by at least a percentage or two.
  • Rebalance the investments in your account to their beginning percentages.
  • Even a small increase in your contribution rate can make a big difference over time.
  • Determine if you should be making pre-tax or post-tax (Roth) contributions.
  • Make sure that you’re contributing enough to get the full matching contribution from your employer.
  • Review your risk tolerance/ time to retirement and adjust your investment mix accordingly.

UFCU provides personal and online financial planning assistance, as well as investment products and services through our broker-dealer, CUSO Financial Services, L.P. (CFS)*, including:

  • Mutual funds
  • Annuities
  • 529 plans
  • Traditional & Roth IRAs
  • Stocks & bonds
  • Life insurance

UFCU hosts seminars all the time on a variety of financial topics, ranging from investments to buying your first home. Visit them online for more details or call 512-467-8080.


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