Identity theft is one of the fastest growing crimes today, and it’s not something that happens to just the careless among us. So many people have access to our private information these days, and you could become a victim before you even know it. Chris Miller with UFCU gave us advice on how to avoid credit card fraud and what to do if it happens to you. Credit cards are a popular target for criminal activity, and debit card thieves have made headlines by stealing PIN codes directly from retailers. Take simple steps to safeguard yourself from fraudulent activity.
- Check your accounts online every day for unauthorized activity.
- Contact your financial institution immediately to report any unauthorized activity.
- When using your credit or debit card online, only patronize merchants that use secure websites for processing credit card transactions.
- Play it safe and avoid PIN-based retail transactions. Rather than using the PIN pad, ask to sign a receipt instead, or select “Credit” at automated point of sale terminals.
- Never write your PIN on your card.
- Always destroy or shred expired cards, receipts with card numbers, card statements and credit card offers.
- Never respond to unsolicited requests for your credit or debit card number.
UFCU hosts seminars all the time on a variety of financial topics, ranging from investments to buying your first home. For more information on how you can protect yourself against credit card fraud or theft, visit UFCU.com or give them a call at (512) 467-8080.
Sponsored by UFCU. Opinions expressed by guests on this program are solely those of the guest(s) and are not endorsed by this television station.